Definition: Prescription drugs are drugs prescribed by a medical doctor for treatment or prevention of health conditions such as cancer, heart disease, and diabetes. They come in different forms, such as pills, patches, ointments, and injections. These drugs must be taken regularly to be effective and should not be used without a prescription. In the United States, many people have insurance plans that cover the cost of prescription drugs. This is called "prescription drug insurance." Insurance companies provide coverage for these drugs, so you don't need to pay out-of-pocket fees when you use them. The amount of money covered by your insurance plan may vary depending on how much you spend on prescription drugs. Prescription drug insurance can be a great benefit if you have health conditions that require regular treatment or are taking medications prescribed by doctors. If you are unsure whether you need prescription drug insurance, it's always a good idea to talk to an insurance agent or call your doctor for more information.
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